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Interesting perspective Glenn. It is great to see some truly innovative companies. Looking back, there has not been much change in decades. Most have been simple tweaks or a fancy wrapper on the same models. The companies that are truly agent centric and allow the agent control over running their business, instead of just doing transactions should win in the long run. Discounters, though may seem beneficial to the consumer, can weaken the ability for professional agents to offer good service and protect their clients best interests. Thanks for sharing.

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